How to use an ATM: Hot topics and practical guides on the Internet in the past 10 days
With the popularity of digital payments, ATMs (automated teller machines) remain an indispensable financial tool in people's daily lives. Whether it is withdrawing cash, transferring money or checking balances, the use of ATMs is always a hot topic for users. The following are ATM-related topics that have been hotly discussed on the Internet in the past 10 days and a structured usage guide to help you quickly master the operation skills.
1. Hot topics related to ATM in the past 10 days
| Ranking | hot topics | Number of discussions (10,000) |
|---|---|---|
| 1 | New features for ATM cardless withdrawals | 12.5 |
| 2 | Overseas ATM fee comparison | 8.7 |
| 3 | Emergency handling of ATM card swallowing | 6.3 |
| 4 | Digital RMB ATM pilot | 5.9 |
| 5 | ATM usage instruction for the elderly | 4.2 |
2. Basic ATM operation steps
The following is a general operating procedure for ATMs, applicable to most banking equipment:
| step | Operation content | Things to note |
|---|---|---|
| 1 | Insert bank card | With the chip facing up, insert in the direction of the arrow |
| 2 | Enter password | Block the keyboard from prying eyes |
| 3 | Select transaction type | Withdrawal/deposit/transfer etc. |
| 4 | Enter amount | Be aware of minimum withdrawal limits |
| 5 | Confirm transaction | Check screen information |
| 6 | Get your cards and cash back | Don’t forget to pick up your card! |
3. New features for ATM use in 2023
According to the latest bank announcement, ATM services have achieved the following upgrades:
| Function | Support bank | Operation mode |
|---|---|---|
| Scan the QR code with your mobile phone to withdraw money | ICBC, China Construction Bank, China Merchants Bank, etc. | Bank APP generates withdrawal QR code |
| Withdraw money by swiping your face | Agricultural Bank of China, Bank of China, etc. | Need to activate mobile banking in advance |
| Foreign currency banknote exchange | Bank of China | Supports 10 major currencies |
4. 8 Key Points for Safe Use of ATMs
1. Try to choose an ATM machine within a bank branch
2. Check whether the card slot is abnormal before operation.
3. Cover your password with your hands
4. Cash withdrawal in a single day shall not exceed 20,000 yuan (domestic)
5. Be alert when receiving a "system upgrade" text message
6. Contact bank customer service immediately after swallowing the card
7. Printed receipts should be handled properly
8. Press the emergency button immediately if any abnormality is found.
5. Solutions to special problems
| Question type | Solution | Contact number |
|---|---|---|
| Forgot to pick up the card | The card can be re-inserted and retrieved within 30 seconds. | Bank customer service hotline |
| Incomplete cash withdrawal | Reserve the site and contact staff | Emergency phone next to the ATM |
| Wrong password | If you make 3 consecutive mistakes on the same day, your card will be locked. | Need to unlock at the counter |
Through the above structured guide, I believe you have mastered the basic operation methods and latest functions of ATM. It is recommended that the elderly should be accompanied by family members when using it for the first time, and save the bank's customer service phone number for emergencies. With the development of financial technology, the functions of ATMs will continue to be upgraded, and we also need to constantly update our usage knowledge.
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